Interest-Free Accounts

Account Features

FXCM expanded the type of accounts provided to customers to include interest-free accounts. Regular forex trading accounts calculate the rollover (interest paid or earned) at 5:00pm EST when open positions are transferred to the following business day. What is rollover?

Instead of interest, FXCM adds to the spreads or commission charges for interest-free accounts. The "fee" is represented as a markup to the spread or an additional commission charge separate to the transaction, depending on the account type and/or pricing model. Click here for more information.

In order to change your current account to an interest-free account type, please complete the form below:

Interest-Free Account Form


Regarding my trading account with Forex Capital markets (FXCM), I, the undersigned, hereby agree to forgo any interest earned/paid resulting from open positions held at the end of the trading day (rollover), with my consent to pay the "fees."

The fee is represented as a markup to the spread or an additional commission charge depending on the account type. The "fees" are determined by FXCM and are subject to increase or decrease upon FXCM's sole discretion.

The "Fee" will be charged to the account per side or round-turn lot, depending on the account type and/or pricing model, regardless of whether the position would have been subject to rollover fees. In addition, please be advised that any and all accounts in the name of the account holder, will be subject to this agreement. Any abuse of this form shall render it void, and the said account(s) will become subject to being charged the greater of fees charged for all lots traded, or rollover fees that would have been charged to the account.

"Fees" on all account types are subject to change at any time. FXCM reserves the right to change the "Fee" or to revoke the interest-free option on the account in its sole discretion at any time. Certain currency pairs and/or trading styles may be subject to higher commissions and, therefore, may be charged these commissions retroactively. Corporate accounts are not eligible for the interest-free option.

Since the risk factor is high in foreign exchange market trading, only genuine "risk" funds should be used. If an Account Holder does not have excess capital they can afford to lose, they should not trade in the foreign exchange market. There are no guarantees to the limit or to the extent of losses. In cases where an Account Holder receives trading advice from a reseller or referring broker, the undersigned understands that it is their responsibility to closely evaluate all advice before placing trades.

The undersigned acknowledges having received, read, and understood the foregoing commission acknowledgement and interest-free application request.

Trading forex/CFD's on margin carries a high level of risk and may not be suitable for all investors as you could sustain losses in excess of deposits. Leverage can work against you. The products are intended for retail, professional and eligible counterparty clients. For clients who maintain account(s) with Forex Capital Markets Limited ("FXCM LTD"), retail clients could sustain a total loss of deposited funds but are not subject to subsequent payment obligations beyond the deposited funds and professional clients could sustain losses in excess of deposits. Prior to trading any products offered by Forex Capital Markets Limited, inclusive of all EU branches, FXCM Australia Pty. Limited, FXCM South Africa (PTY) Ltd, any affiliates of aforementioned firms, or other firms within the FXCM group of companies [collectively the "FXCM Group"], carefully consider your financial situation and experience level. If you decide to trade products offered by FXCM Australia Pty. Limited ("FXCM AU") (AFSL 309763), you must read and understand the Financial Services Guide, Product Disclosure Statement, and Terms of Business. Our FX and CFD prices are set by us, are not made on an Exchange and are not governed under the Financial Advisory and Intermediary Services Act. The FXCM Group may provide general commentary which is not intended as investment advice and must not be construed as such. Seek advice from a separate financial advisor. The FXCM Group assumes no liability for errors, inaccuracies or omissions; does not warrant the accuracy, completeness of information, text, graphics, links or other items contained within these materials. Read and understand the Terms and Conditions on the FXCM Group's websites prior to taking further action.

The FXCM Group is headquartered at 20 Gresham Street, 4th Floor, London EC2V 7JE, United Kingdom. Forex Capital Markets Limited ("FXCM LTD") is authorised and regulated in the UK by the Financial Conduct Authority. Registration number 217689. Registered in England and Wales with Companies House company number 04072877. FXCM Australia Pty. Limited ("FXCM AU") is regulated by the Australian Securities and Investments Commission, AFSL 309763. FXCM AU ACN: 121934432. FXCM South Africa (PTY) Ltd is an authorized Financial Services Provider and is regulated by the Financial Sector Conduct Authority under registration number 46534. FXCM Markets Limited ("FXCM Markets") is an operating subsidiary within the FXCM Group. FXCM Markets is not regulated and not subject to the regulatory oversight that govern other FXCM Group entities, which includes but is not limited to the Financial Conduct Authority, Financial Sector Conduct Authority, and the Australian Securities and Investments Commission. FXCM Global Services, LLC is an operating subsidiary within the FXCM Group. FXCM Global Services, LLC is not regulated and not subject to regulatory oversight.

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