You have several options for depositing funds into your FXCM account, including online through MyFXCM and offline through bank wires.

Deposit Funds

FXCM accepts deposits by credit card, debit card, BPAY, electronic funds transfer (EFT) and bank wire. Funds deposited by credit or debit card become available the soonest—sometimes, instantaneously.1

Credit Cards & Debit Cards

FXCM accepts Visa, MasterCard, and Discover on, our secure client-service portal. All FXCM clients have access to the portal through their live trading account credentials. The fastest way to fund your account is with a credit or debit card on MyFXCM.


FXCM accepts BPAY payments from cheque or savings accounts. Log in to and click on "Deposit Funds" to obtain FXCM's Biller Code and your Customer Reference Number (CRN). To initiate the BPAY payment, log on to your financial institution's online, mobile or phone banking.

Electronic Funds Transfer & Bank Wire

Electronic funds transfer (EFT) and Bank wire deposits take approximately one to two business days (domestic) and three to five business days (international), often less, to arrive and process into your trading account. Bank wire deposits may be made in AUD, NZD, or USD.

To deposit funds by electronic funds transfer (EFT), log on to your financial institution’s online, mobile or phone banking.

To deposit funds by bank wire, print the FXCM bank account details below that correspond to the currency of your bank account and take them to your bank for processing. Log in to MyFXCM


Bank: Bank of America N.A Level 38, Governor Philip Tower, 1 Farrer Place / L 63 MLC Centre Sydney NSW 2000, Australia
SWIFT Code: * only applicable for international wires BOFAAUSX
BSB 232-001
Beneficiary: FXCM Australia Pty. Limited - Client Trust Account
Beneficiary Account #:
  • AUD Deposits: 16003029
  • NZD Deposits: 16003053
  • USD Deposits: 16003079
REF: FFC Client's Name and Account #

1Credit and debit card deposits are often available immediately. However, FXCM does not exhibit control over the entire funding process and may rely on third parties to facilitate verification and transfer of funds depending on the deposit origin. Therefore, delays of up to one business day can occur.

FXCM cannot guarantee exchange rates for deposits not made in the currency denomination of the account.

Third Party Payments: FXCM does not accept Third Party payments. Deposits received from an account in a different name and/or held by someone other than the trading account holder constitutes a third party deposit. This also applies to corporate funds received for an individual account and similar scenarios.